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EQUITY RELEASE

The two main types of plans available to homeowners are Lifetime mortgages and Home Reversion Schemes.  The main difference between the two is that with a lifetime mortgage you still own your home but with a home reversion you effectively sell a share of it for a lump sum of money or a regular income for life. Watch the short video clip below (1m 40s) which highlights the main points.

Professional advice is essential and equity release isn’t the right solution for everyone. Releasing cash from your home reduces the value of your estate and the amount of inheritance you leave, so you should involve your children and dependants from the outset.

Think carefully before securing other debts against your home. Equity released from your home will be secured against it.

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